Master Your Business Cash Flow

Learn practical budgeting techniques that help Australian business owners predict, plan, and protect their financial future with confidence.

Explore Our Programs

Why Cash Flow Planning Actually Matters

Most business owners I meet can tell me their revenue from last month, but ask them what their cash position will be in three months? That's where things get interesting. Cash flow isn't just about tracking money in and out — it's about seeing around corners.

  • Predict seasonal dips before they hit your bank account
  • Time your major purchases and investments strategically
  • Build realistic growth plans that won't leave you cash-strapped
  • Handle unexpected expenses without panic or emergency loans
  • Sleep better knowing you have a clear financial roadmap
Business professional reviewing cash flow charts and financial documents

What You'll Actually Learn

13-Week Rolling Forecasts

Build weekly cash flow predictions that adapt to real business cycles. We'll show you how to spot patterns in your own data and use them for better planning.

Scenario Planning

Prepare for best case, worst case, and the stuff in between. You'll learn to model different situations so surprises become manageable challenges instead of crises.

Quick Decision Tools

Simple frameworks for making financial decisions fast. When opportunity knocks or problems arise, you'll know exactly where you stand and what you can afford.

Financial analysis workspace with budgeting tools and cash flow projections

Learn From Someone Who's Been There

I've spent fifteen years helping businesses avoid the cash flow mistakes that sink good companies. Not through theory, but by working with real businesses facing real challenges — from tech startups burning through venture capital to family restaurants managing seasonal swings.

Real Business Experience

I've worked with over 200 Australian businesses, from sole traders to multi-million dollar companies. Every industry has its own cash flow quirks.

Practical, Not Academic

These methods come from actual business challenges, not textbooks. You'll learn what works in practice, not just in theory.

Australian Business Focus

From GST timing to seasonal patterns, we understand the specific challenges facing businesses operating in the Australian market.

Ongoing Support

Questions come up months after training. Our community and follow-up sessions help you apply what you've learned as your business evolves.

See How It Works
Marcus Donovan, financial educator and cash flow specialist

Marcus Donovan

Senior Financial Educator

"The best budgeting system is the one you'll actually use. That's why we focus on simple, powerful techniques that fit into how you already run your business."

Your Learning Journey

Our next comprehensive program begins September 2025, with additional cohorts starting in November 2025 and February 2026.

Month 1-2

Foundation & Assessment

Start with where you are now. We'll help you understand your current cash flow patterns and identify the biggest opportunities for improvement.

  • Personal business assessment
  • Cash flow audit techniques
  • Historical pattern analysis
  • Goal setting workshop
Month 3-4

Building Your System

Create forecasting tools that work for your specific business. No generic spreadsheets — you'll build something that fits your industry and situation.

  • Custom forecasting models
  • Weekly planning routines
  • Scenario planning techniques
  • Decision-making frameworks
Month 5-6

Advanced Applications

Handle complex situations like growth planning, equipment purchases, and seasonal variations. Plus ongoing support to refine your approach.

  • Growth scenario modeling
  • Investment decision tools
  • Seasonal adjustment methods
  • Peer learning sessions
Business planning session with cash flow projections and strategic planning documents
James Fletcher, program coordinator and business finance specialist

James Fletcher

Program Coordinator - "I help keep everyone on track and make sure the learning sticks long after the program ends."